Paramount Credit Services

TERMS AND CONDITIONS

Effective Date: 1/1/2026

1. Company Information

Effective Date: 3/3/2026

Paramount Credit Services (“we,” “our,” or “us”) offers SMS (text message) communications to clients and individuals who opt in to receive messages from us.

By providing your mobile number and opting in, you agree to receive SMS messages from Paramount Credit Services under the terms outlined below.

2. Services Provided

Paramount Credit Services provides credit-related services and financial education support, including:

Credit education
Credit report analysis
Credit strategy consultation
Dispute guidance
Client support and account updates

SMS communications may be used to support these services by providing appointment reminders, account notifications, service updates, educational information, and customer support responses.

No Guarantee of Results

Paramount Credit Services does not guarantee specific credit score increases, deletions, or outcomes. Results vary based on individual credit profiles, creditor reporting practices, and client participation.

3. Client Responsibilities

To ensure the effectiveness of our services, clients agree to:

Provide accurate, complete, and truthful information
Review all documents and communications before submission
Make timely payments for services as agreed
Follow the recommended action plan and guidance provided

Failure to meet these responsibilities may impact the effectiveness or timeline of services.

Paramount Credit Services is not responsible for outcomes affected by incomplete information, inaccurate disclosures, or failure to follow recommended strategies.

4. Payment Terms

Payment for services is due as outlined in the client service agreement at the time of enrollment.

If a payment plan is selected, clients agree to make scheduled payments on time according to the agreed installment schedule.

Failure to make timely payments may result in:

Suspension of services
Delay in service progression
Cancellation of services

All fees are disclosed in writing prior to enrollment. Paramount Credit Services does not charge or collect payment for services prior to performing those services, in accordance with applicable federal law.

Clients remain responsible for any outstanding balances for services rendered.

5. SMS / Text Messaging Terms

By providing your mobile phone number and expressly opting in, you consent to receive SMS messages from Paramount Credit Services related to:

Appointment reminders
Account updates
Service notifications
Responses to inquiries
Customer support communications

Message frequency varies depending on client activity and services selected.

Message and data rates may apply.

You may opt out at any time by replying:

STOP – to unsubscribe

HELP – for assistance

Consent to receive text messages is not a condition of purchase.

We do not send unsolicited marketing messages without explicit consent.

Mobile opt-in information will not be shared, sold, rented, or disclosed to third parties for marketing or promotional purposes.

For additional information, please contact:
support@paramountcreditservices.com
210-355-9232

6. Intellectual Property

All website content, branding, logos, and materials are the property of Paramount Credit Services and may not be reproduced without permission.

7. Limitation of Liability

All content on this website, including but not limited to text, graphics, logos, branding, design elements, service descriptions, digital materials, and downloadable resources, is the property of Paramount Credit Services and is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, republished, uploaded, posted, transmitted, or used for commercial purposes without prior written permission from Paramount Credit Services.

Unauthorized use of our intellectual property may result in legal action.

8. Changes to Terms

Paramount Credit Services reserves the right to update or modify these Terms at any time. Any changes will be posted on this page with a revised effective date.

Your continued use of our services or website after any updates are posted constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically to stay informed of any changes.

9. Three day Right to Cancel

You have the right to cancel this agreement without penalty or obligation within three (3) business days from the date you sign the agreement.

To cancel, you must notify Paramount Credit Services of your intent to cancel before midnight of the third business day. Cancellation may be submitted in writing by email or mail to:

Paramount Credit Services
17806 IH 10 W Ste 300
San Antonio, TX 78257
Email: support@paramountcreditservices.com

If you cancel within the three-business-day period, you will not be charged any fees for services not yet performed.

After the three-business-day cancellation period has expired, services may continue in accordance with the terms of your service agreement.

10. Electronic Communications Consent

By using our services, you consent to receive electronic communications from Paramount Credit Services, including emails and text messages related to your account and services.

11. Contact Information