Paramount Credit Services

A guided, budget-friendly credit repair plan with expert support

Paramount Credit Pathway Plan


We understand that credit repair can feel like a big commitment, so we’ve designed a more affordable, guided pathway plan to help you stay on track toward your credit goals — at your own pace and with expert guidance from our team.

With the Paramount Credit Pathway Plan, we’ll set everything up for you during the initial round so you’re set up for success from the start — learning how to do this the right way and for lasting results. We’ll also include a personalized credit plan with proactive action items to help boost your scores and ensure long-term success.

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Our new pathway plan includes:


  • Step-by-step credit improvement guidance
  • Expert support when you need it
  • Lower monthly cost than traditional credit repair

If you’ve been waiting for the right time (or the right price) to move forward, this could be the perfect fit. We, of course, still offer our full service credit repair plan as well!

Guided Program Flat Rate: $399

(can be paid in 1 or 2 payments)


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We analyze your credit and prepare your first round of letters for you.

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You mail the first round — everything is pre-filled and ready to send.

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We guide you through the following rounds, showing you exactly how to manage updates and next steps.

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Includes up to 4 customized rounds of dispute letters, tailored to your unique credit profile.

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Comes with a personalized action plan to help you boost and maintain your credit scores.

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Backed by our 18 years of professional credit repair experience — you get expert guidance every step of the way.

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Ideal for those who want to save money, learn the process, and stay actively involved with expert support.

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To get Started with this program click here to create an account with Smart Credit, email us the login and then fill out the form here to Sign up with us!